Citizen's Choice Mortgage, Inc

727-776-3327

Making dreams come true
with zero down mortgages

Citizen's Choice Mortgage doesn't think that saving for a down payment should be the reason you put your dreams on hold.We can help you buy your dream home with a zero down mortgage loan.You'll not only be able to afford a home sooner, you'll probably be able to afford more home.With a zero down mortgage, the amount of loan you can qualify for is determined by your ability to make your monthly payments rather than how large a down payment you've saved.And, for most buyers, this means qualifying for a larger loan.

Buying a home is something we all dream about, usually for years.You may have saved money for a down payment, but just dont have enough to buy your dream home. If thats the case, a piggyback loan may be the best option for you.Different than a zero down mortgage, a piggyback loan is actually two mortgages. The first mortgage is for 80% of the purchase price. The piggyback loan (or second mortgage) covers the shortfall between the purchase price and your down payment savings.

Citizen's Choice Mortgage offers 100% financing, 40 year and Interest-Only Options on one loan. This program is great for First Time Home Buyers. You could qualify for a 5% second mortgage on top of the first mortgage, making the loan 105% financing. With a 40 year loan and interest only, your payments will be very low.

Let us help you explore all your mortgage options.We look forward to helping you!